Buyers Home Condition Survey in Staffordshire
The Buyers Home Condition Survey (HCS) is a clear, concise report on the condition of a domestic property, allowing you the homebuyer to make an informed decision, and at a fraction of the usual cost.
Houses can be money pits and buying a house is a major investment - and this is where the Home Condition Survey truly proves its worth.
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Your Surveyor
A Home Condition Survey can only be produced by fully a qualified and accredited member of SAVA (Surveyors and Valuers Accreditation) - an organisation which trains and accredits the work of surveyors.
As a homebuyer, you are assured of a comprehensive report produced by a professional, trustworthy individual.
Benefits
Peace of Mind
- Identify major problems with the home you are buying
- Highlight any hidden areas of possible concern that need further investigation
- Help you plan for future expenditure
- Carried out by accredited and comprehensively trained and insured surveyors
Easy to Understand
Gives you a simple 1,2,3 condition rating for all key elements of the property
You get a comprehensive and jargon free report.
The Buyers Home Condition Survey tells you about
- Building condition and defects.
- Structural movement
- Damp, rot and woodworm
- Heating, water and electrical services
- Alterations and additions
- Matters for your conveyancer to pick up
- Rebuilding cost - for buildings insurance
Did you know?
Your home is likely to be the biggest investment of your life, yet many buyers do not commission an independent survey on its condition.
Although your lender will usually require you to pay for a valuation report, it only answers the lender's questions about the appropriate security of your loan. Although it is often called a 'survey' this is incorrect. You cannot rely on it to highlight any defects or provide you with a detailed report on the condition of the property.
Both Which? and the Council of Mortgage Lenders advise that all buyers should commission an independent survey and report on the condition of a property before buying.
Which? found that for those people who did not get a survey, on average one in four had to spend over 2,500 to put serious defects right which would have been identified in a condition report. For one in ten people it was over 10,000. By contrast, those that did get a proper survey were able to negotiate a reduction in the asking price of the property that averaged 2,000.